EasyLoan

Quick & Easy Personal Loans For Your Needs

Low interest rates starting at 8.99% p.a. with flexible repayment options tailored to your financial situation.

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Quick Loan Estimate

Why Choose EasyLoan?

We offer a seamless loan experience with competitive rates and flexible terms tailored to your needs.

Competitive Interest Rates

Our interest rates start from as low as 8.99% p.a., ensuring you get the best deal for your personal loan.

Quick Disbursals

Get your loan amount disbursed within 24 hours of approval, with minimal documentation and hassle-free process.

Flexible Repayment Options

Choose from a variety of repayment tenures ranging from 12 to 60 months, tailored to your financial comfort.

Our Loan Products

Explore our range of personal loan options designed to meet your specific financial needs.

Salaried Personal Loan

9.99% p.a.
  • Loan amount up to ₹25 Lakhs
  • Tenure up to 5 years
  • Minimal documentation
  • Processing fee: 1% of loan amount
Apply Now

Self-Employed Loan

11.99% p.a.
  • Loan amount up to ₹20 Lakhs
  • Tenure up to 4 years
  • Business vintage of 2+ years
  • Processing fee: 1.5% of loan amount
Apply Now

Debt Consolidation Loan

10.99% p.a.
  • Loan amount up to ₹15 Lakhs
  • Tenure up to 5 years
  • Consolidate multiple debts
  • Processing fee: 1.25% of loan amount
Apply Now

EMI Calculator

Calculate your monthly EMI based on loan amount, interest rate, and tenure.

Loan Details

₹10,000 ₹500,000 ₹25,00,000
8% 10.5% 18%
1 Year 3 Years 5 Years

EMI Breakdown

₹16,133

Monthly EMI

Principal Amount ₹500,000
Total Interest ₹80,788
Total Amount ₹580,788

Check Your Eligibility

Find out if you qualify for a personal loan in just a few simple steps.

Eligibility Criteria

Age between 21 to 60 years

Minimum monthly income of ₹15,000

Salaried: Minimum 6 months at current job

Self-employed: Business vintage of 2+ years

Good credit score (700+)

Indian resident with valid ID proof

Quick Tip

A higher credit score and stable income history significantly increases your chances of loan approval with better interest rates.

Check Your Eligibility

Check Your Eligibility

Find out if you qualify for a personal loan in just a few simple steps.

Eligibility Criteria

  • Age: 21-60 years
  • Minimum Income: ₹15,000 per month
  • Employment: Minimum 1 year at current job
  • Credit Score: 650+

Enter Your Details

Apply for a Personal Loan

Complete the application form below to apply for a personal loan. Our team will review your application and get back to you within 24 hours.

1 Personal Information

2 Address Information

3 Employment & Income Details

4 Loan Details

5 Document Upload

I hereby declare that all the information provided above is true and correct to the best of my knowledge. I authorize EasyLoan to verify the details provided and check my credit history.

I have read and agree to the Terms and Conditions and Privacy Policy.

What Our Customers Say

Don't just take our word for it. Here's what some of our satisfied customers have to say about their experience with EasyLoan.

Rajesh Sharma

Delhi

"I was amazed at how quick and hassle-free the entire loan process was. The application was approved within 24 hours, and the funds were disbursed the next day. Highly recommended!"

Priya Patel

Mumbai

"The customer service team was extremely helpful and guided me through the entire process. The interest rates were competitive, and the repayment options were flexible. Thank you, EasyLoan!"

Arun Verma

Bangalore

"I needed a loan urgently for my daughter's education, and EasyLoan came to my rescue. The process was transparent, and there were no hidden charges. I'm a satisfied customer!"

Frequently Asked Questions

Find answers to common questions about our personal loan products and services.

The maximum loan amount depends on your income, credit score, and existing financial obligations. For salaried individuals, we offer personal loans up to ₹25 Lakhs, while self-employed professionals can avail up to ₹20 Lakhs. The final approved amount will be based on our eligibility assessment.

The basic documents required include:

  • Identity Proof (PAN Card, Aadhaar Card, Passport, Voter ID)
  • Address Proof (Utility bills, Rental agreement)
  • Income Proof (Salary slips for the last 3 months for salaried; ITR for the last 2 years for self-employed)
  • Bank statements for the last 3-6 months
  • Passport-sized photographs

Our loan approval process is quick and efficient. Once you submit all required documents, the approval typically takes 24-48 hours. After approval, the loan amount is disbursed within 24 hours directly to your bank account.

Our interest rates for personal loans start from 8.99% p.a. and can go up to 18% p.a. depending on your credit profile, income, employment status, and loan amount. Salaried individuals with good credit scores typically qualify for lower interest rates.

Yes, you can make prepayments or foreclose your loan before the end of the tenure. However, prepayment is allowed only after you have paid at least 6 EMIs. A prepayment charge of 2-3% on the outstanding principal amount may apply, depending on your loan terms.

Missing an EMI payment can result in late payment charges, typically 2-3% of the EMI amount. Consistent delays or defaults can negatively impact your credit score and future borrowing ability. If you anticipate difficulty in making a payment, we recommend contacting our customer service team in advance to discuss possible solutions.

Contact Us

Have questions or need assistance? Our team is here to help you with your loan requirements.

Get in Touch

Our Office

123 Finance Street, Business District
Mumbai, Maharashtra 400001

Call Us

Toll Free: 1800-123-4567
Support: +91 98765 43210

Email Us

info@easyloan.com
support@easyloan.com

Business Hours

Monday - Friday: 9:00 AM - 6:00 PM
Saturday: 10:00 AM - 4:00 PM
Sunday: Closed

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